Global Health Benefits

Global Solutions with a
Personal Touch

Buonsante Financial Group (BFG), the global employee benefits broker of choice, understands the demands and challenges that global companies face, as well as the needs of a complex market that requires integrated, adaptable solutions. We examine the full healthcare picture and design a competitive benefits offering that increases employee engagement.

As a forward-thinking organization, we empower our clients to tackle a wide range of health challenges on a global scale while providing their employees with complete peace of mind at every stage of their overseas assignment. We assist our clients, including expatriates, inpatriates, business travelers, international students, and their dependents, here in the USA and around the world.

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Companies & Organizations

Health Insurance for International Employees

Diverse group of professionals smiling in an office, with one person in a light blue shirt standing confidently in front.
Your employees are the foundation of your business’s success. We are committed to growing our clients’ organizations by building a healthy global workforce with flexible, competitive, and cost-effective health and well-being solutions that offer 24/7 multilingual support, whole-person health, and digital tools available anytime from anywhere. Our focus is on building a strong and supportive health insurance platform that keeps our clients' businesses moving forward, while demonstrating genuine appreciation for a team’s contributions and ultimately fostering a positive work environment.

We help our clients prioritize the health of their employees to promote a healthier and happier workplace, ultimately contributing to the business's overall growth and success. International health care benefits demonstrate a genuine appreciation for a team’s contributions while fostering a positive work environment. By investing in employee health, an organization can unlock numerous avenues for business success. What is available?
  • International business medical insurance for small groups (2 – 149 global mobile employees)
  • Health plans for large corporate organizations
        • Employees based overseas or on international assignments
        • Tailored products and services

We focus on market-leading global health solutions that include extensive global networks, ensuring easy access to high-quality care through direct pay arrangements, discounted rates, and full compliance with local regulations. 

 

Plans that include:

Reliable and easy access to quality healthcare for employees, wherever they are in the world.

Why is international healthcare coverage so important?

International health insurance for expats is medical coverage designed specifically for people living or working outside their home country. Unlike standard local health insurance, it provides flexibility, global access, and comprehensive protection for medical expenses while abroad. 

An international healthcare policy provides a financial security safety net. 

Expats need it because local health insurance may not cover foreigners, or the coverage is extremely limited. Costs abroad are often a lot higher than at home. No one wants to get stuck with a hefty hospital bill. An international healthcare policy provides you with a pathway to financial peace of mind. 

How do you choose your international health coverage?

  • Answer a few questions and enter your personal details.

  • Choose your plan by comparing plans and find a flexible package that suits your needs.

  • Receive your quote and get protected. Make it easier to navigate and understand the different levels and availability of healthcare between countries. Get a quote today!

What is international health insurance for families?

It is comprehensive health insurance coverage designed to suit the requirements of a family abroad, whether that be day-to-day coverage, emergency care, or wellbeing. It is coverage that offers the choice of treatment facilities, doctors, and emergency and routine healthcare.

Why is international family health insurance necessary?

Some countries require international health insurance for foreigners and expats. Even if a country doesn’t require it, family insurance provides peace of mind that loved ones will receive the best available treatment.

Why BFG Chooses Cigna Healthcare for International Family Insurance

With Cigna Healthcare, you’ll get comprehensive family health insurance with added benefits such as:

  • Overcoming language barriers – It provides local expertise to ensure effective communication with healthcare professionals in the region.

  • Avoiding long wait times – Beat the line and get access to quality private healthcare for you and your family without wasting precious time.

  • Providing 24-hour assistance – Access to a 24-hour careline to get you in touch with the very best hospitals and care facilities.

  • Optional add-ons – Consider adding options such as global crisis assistance to evacuate your family in the event of political instability, as well as dental, chiropractic care, osteopathy, and other treatment options.

Students

Why consider international health insurance for students?

international students coliseum
Studying abroad should be exciting — not stressful. International student health insurance gives you access to medical care while you’re away from home, covering things like emergency care and hospital treatments that could otherwise be costly. It’s peace of mind in a policy: whether you’re dealing with an unexpected illness or accident, you know there’s a safety net. Plans can be tailored to the country where you’re studying, your home country, or even multiple countries if your travels take you far and wide. Because student visas are temporary, publicly funded healthcare may not be available. Many universities and visa programs require proof of health insurance before arrival, and some countries may even ask for medical checks or certificates as part of the entry process. International student health insurance ensures you meet these requirements — while keeping you protected wherever your studies take you.

What are the main international student health insurance benefits?

  • Preparing you for the unexpected. Nobody knows what’s around the corner. But with international health insurance, you won’t be left behind if an accident or illness occurs. Policies typically cover inpatient treatments, such as surgery costs and hospital stays. Cancer care, medical emergencies, and mental health support are also commonly included.
  • Useful add-ons. You can often go beyond the basics, with add-ons such as dental treatments, physiotherapy, and health screenings.
  • Medical evacuations. Some policies cover the cost of returning you to your home country following a medical crisis.
  • Potential for worldwide coverage. Many insurers provide cover if you’re planning to travel across multiple countries. This gives you the flexibility to leave your country of study without worrying about medical costs elsewhere.

International health insurance keeps your health on the priority list while you are chasing academic dreams and cultural experiences.

Why BFG Chooses Cigna Healthcare for International Student Insurance

  • With two core plans to choose from, offering varying levels of cover, Cigna lets you build a flexible policy that is an exact match for your needs.
  • Sign up and you can rely on a huge international network, taking in more than 1.5 million hospitals, doctors, and clinics.
  • The range of digital tools and 24/7 support will keep you firmly in the loop.

Choose from two core plans:

Cigna Global Health Options

  • High-quality worldwide care, with two areas to choose from: Worldwide or Worldwide excluding the US.
  • Customizable with three levels to choose from, four optional add-ons, and flexible payment options.
  • Comprehensive coverage for inpatient, day patient, and emergency coverage, mental health care, pandemic coverage, and cancer care.

Cigna Close Care

This plan covers you in the country where you’re living:

  • And your home country for return visits.
  • Emergency medical coverage outside those two areas for temporary trips is also included.
  • Cigna Close Care is flexible and cost-effective, allowing you to tailor it to suit your specific needs and budget.

What is international retirement health insurance?

International retirement health insurance provides coverage for medical costs after retirement. As we age, health needs can become more specific and sometimes more frequent. For retirees relocating abroad, planning is essential—once you leave your home country, local healthcare may no longer be available.

The right international retirement plan ensures access to quality healthcare no matter where you settle. Retirees over 60 can choose a customized, affordable plan that includes health and wellbeing benefits, giving peace of mind and the freedom to enjoy retirement to the fullest.

Affordable health insurance for senior citizens retiring abroad can be hard to find, so get in touch today to find out how we can help.

Why BFG Chooses Cigna Healthcare for Retirement Insurance

  • Cigna network – Its vast network has over 1.5 million hospitals, clinics, and doctors.

  • Flexible plan – Coverage to suit your lifestyle in your new home.

  • 24/7 support – A host of tools to look after your physical, mental, and emotional health anytime, anywhere.

  • Digital tools – The Cigna Wellbeing™ app gives you access to a range of features, including the Global Telehealth service to easily and quickly speak to a doctor or specialist.