Financial Management
Individual Disability Insurance
Consider personal disability insurance that is designed to help protect your income if the unexpected happens.
Disability Income is Available For:
Income Disability Insurance (IDI)
Disability income insurance provides essential financial protection if you become sick or injured and are unable to work for an extended period. It can replace a portion of your income—including bonuses and commissions—so you can focus on recovery without worrying about day-to-day expenses.
These policies are customizable, allowing you to choose options such as:
- Income growth riders to keep pace with salary increases
- Retirement protection, so you won’t need to dip into your retirement savings to cover income gaps
With the right coverage, disability income insurance helps you stay on track financially—no matter what life throws your way.
Plan today, protect your income, protect your future!
Long Term Care Insurance
As people live longer and healthcare expenses continue to rise, the need for a good long-term plan becomes more of a “when” than “if”. By having a good long-term care strategy in place earlier, you will be better prepared for the tough financial, emotional decisions you or your loved ones need to make.
A good long term care strategy may help provide financial security, independence, maintain relationships with loved ones and preserve your family. A good long-term plan includes the right insurance that helps protect your savings from the costs of care NOT COVERED by traditional insurance or government programs like Social Security. It helps you choose where you receive care and avoid nursing home.